Finance Center

At C&S Subaru, we believe financing your next vehicle should feel as smooth and confident as driving one. Whether you're shopping for a brand-new Subaru or a certified pre-owned model, our finance team is here to make sure you understand every option without leaving you in a fog of fine print. Before you make any choices, we'll walk you through terms, rates, and incentives to help you make a choice that fits your lifestyle and your budget.

Expert Service Options

Expert technicians and advisors are ready to keep your vehicle in top running condition.

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Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

Explore Your Options

Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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Why Choose Our Dealership

At C&S Subaru, we're more than just a showroom. Our team of experts will work with you to find financing and leasing options regardless of your credit history. We'll help you buy your first car, lease your 10th Subaru, or finance one of our pre-owned vehicles with terms that make sense for your lifestyle.

New Inventory

Explore our lineup of new Subaru models, each designed for drivers who crave capability, comfort, and confidence. From the adventurous Outback to the family-friendly Ascent, we'll make sure you get the right financing or lease plan deal for your lifestyle.

Pre-Owned Inventory

Looking for dependable value? Our pre-owned and Subaru Certified Pre-Owned vehicles deliver exceptional quality and peace of mind. Each model undergoes rigorous inspections and comes with flexible financing options that make upgrading easier than you think.

Finance Application

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Financing

Financing a new Subaru with us helps build long-term value with payments that build equity toward total ownership once the loan is complete. Plus, you can finance any of our used vehicles for an affordable payment on a quality vehicle.

Leasing

Prefer lower monthly payments and the freedom to drive something new every few years? Leasing keeps things flexible and fresh, with straightforward terms and easy upgrades.

Contact Us

Ready to take the next step? Whether you're ready to buy, lease, or just explore your options, the team at C & S Subaru is here to help. Start your application today and let's get you behind the wheel of your next Subaru adventure.

How Can We Help?

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  1. C & S Subaru

    812 Washington St
    Waterloo, IA 50702

    • Sales: 319-284-8146
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Get in Touch

  • Contact our Sales Department at: 319-284-8146
  • Monday08:30am - 07:00pm
  • Tuesday08:30am - 07:00pm
  • Wednesday08:30am - 07:00pm
  • Thursday08:30am - 07:00pm
  • Friday08:30am - 06:00pm
  • Saturday08:30am - 06:00pm
  • SundayClosed